Escrow Waiver on an Arizona Refinance 2026: How to Pay Your Own Taxes and Insurance
Published on: 09/22/2026
Most Arizona homeowners can waive escrow on a conventional refinance at 80% LTV or lower, usually for a 0.125% to 0.25% rate bump. Here is who qualifies, what it costs, and when it backfires. Pillar Mortgage Group, NMLS #2700076